I’ve talked with thousands of Canadians that will not have the life they want because their advisor gave them bad advice. Why do they stick with their advisor? I’ve heard it over and over again. They say: “because he’s a nice guy”. The advice here is, you need a competent advisor & real advice, not a nice advisor. A competent advisor might be really great to work with too, but this is the type of advice you need, so you should beware of who you trust with your finances. In my latest podcast episode I give you ideas on how to discover if you’re currently working with a “nice” advisor, and what type of financial advice you really need for a successful and secure retirement.  Listen to find out: How does a “nice” advisor kill your financial future? Signs you got caught up in the “nice” advisor trap. What’s wrong with staying with a nice advisor? Why don’t advisors give real advice? What is real advice? Why does everyone need a Financial Plan? Top 4 reasons for not getting a financial plan. Benefits of having a financial plan.