Financial freedom. It’s what we all really want. The question is: how do we get there? One key component to achieving financial freedom is creating a retirement plan. Building the nest egg you need doesn’t happen on its own. Most people only save enough to get 20-30% of the investments they need for the retirement lifestyle they envision. Creating your retirement plan can be fun. It makes you wealthier. It’s not about your money – it’s about your life. This article is one of the Must Read posts on my blog. It originally appeared in MoneySaver Magazine. Listen to the podcast episode to learn: How investing in the stock market can close the percentage gap. Why it’s important to educate yourself on equity investing. 4 key steps to creating a retirement plan. Why you need to define the retirement lifestyle you want. How to determine your “magic” retirement number. The easiest way to calculate how much you should invest. 4 options for creating a doable retirement plan.